Our firm, based in New York City, focuses on providing specialised legal assistance in bankruptcy, litigation, and judgment enforcement. We are Top Rated in the five districts of New York City including Manhattan, Bronx, Brooklyn, Queens & Staten Island. Our dedicated team of experienced lawyers are committed to serving individuals, established businesses, and entrepreneurs.
Who We Assist:
Robert Aronov Law NY offers expert legal assistance to a wide range of clients, including individuals, debtors and creditors, domestic and international companies. Our expertise serves the varied needs of these diverse entities.
Personal Bankruptcy:
If you are considering personal bankruptcy, our highly skilled NYC bankruptcy lawyers can make the difference between financial survival and financial ruin. We handle cases under Chapter 7, Chapter 13, and Chapter 11 of the bankruptcy code. By choosing to work with us, you can expect rapid, beneficial results. Filing for personal bankruptcy through Robert Aronov Law NY means getting a fresh start, eliminating debts, halting wage garnishments, foreclosures, lawsuits, and debt collector harassment. With our experienced bankruptcy attorneys you can get through this!
Aronov Law NY is a specialized law firm based in New York that focuses on providing legal assistance in the areas of bankruptcy, litigation, and judgment enforcement. We are top rated in the five districts-rated in the five districts of New York City including Manhattan, Bronx, Brooklyn, Queens & Staten Island and our dedicated team of lawyers are committed to serving individuals, businesses, and entrepreneurs facing various legal challenges. Who We Assist We offer our services to a wide range of clients, including individuals, debtors, and creditors, as well as domestic and international companies. Our expertise extends to effectively addressing the needs of these diverse entities. Personal Bankruptcy If you are considering personal bankruptcy, our experienced New York bankruptcy lawyers are here to support you. We handle cases under Chapter 7, Chapter 13, and Chapter 11 of the bankruptcy code. By choosing to work with us, you can experience immediate and positive changes in your life. Filing for personal bankruptcy through our firm provides you with a fresh start, allowing you to eliminate your debts and put an end to wage garnishments, foreclosures, lawsuits, and debt collector harassment.
Filing for bankruptcy can be a difficult, emotional process that may seem like a last-resort option for some people. However, it may be the most effective method of debt relief that you have at your disposal, and it can help you buy yourself enough time to get some space between you and your creditors. Filing for bankruptcy can be complicated, and it’s important that you file the right way and don’t miss anything. A Queens bankruptcy lawyer can help you make the right decision.
There are multiple avenues to file for bankruptcy in New York, and while filing in New York is fairly similar to the filing process in other states due to the bankruptcy process falling under federal law, New York has its own laws that determine which assets, if any, you may be allowed to keep.
If you wish, you can even file for bankruptcy online on your own without the help of a lawyer. However, it is highly recommended that you seek out the assistance of an experienced bankruptcy lawyer.
It is important to choose the correct path to file for bankruptcy that matches your financial situation. An experienced bankruptcy lawyer can help you figure out the correct steps to take and ensure that you do not make any crucial mistakes. The two primary forms of bankruptcy that most people tend to go for are Chapter 7 and Chapter 13. Both are effective but have their own caveats that you must be aware of before filing.
5-Star Rated Bankruptcy Law From Queens To Brooklyn & All Of NYC
Corporate Bankruptcy Law Office Location:
13529 Kew Gardens Rd, Queens, NY 11418.
Please call to schedule prior to arrival.
We are proud to provide our legal clients with meeting spots across the 5 boroughs including Manhattan, Queens, Brooklyn, Bronx & Staten Island. Contact us now and schedule your 100% free consultation at one of our offices and enjoy our free contingency based Bankruptcy law services.
Corporate Office Directions:
Bankruptcy Frequently Asked Questions
Can I retain ownership of my vehicle?
In New York, many vehicles are safeguarded by bankruptcy laws. If you hold a car loan or lease, you can typically go on with making payments and keep the vehicle. In most cases, even cars without loans are protected. However, it is advisable to consult with an attorney to ensure the protection of your specific property.
Can I retain ownership of my home?
In the New York City area, most types of homes, including houses, co-ops, and condos, are shielded by New York’s homestead conservation laws. While New Jersey’s homestead laws are less courteous, they still offer protection for many homes. If your home holds significant value, filing for Chapter 7 bankruptcy may not be advisable, as the court could potentially sell it to settle your debts. However, Chapter 13 bankruptcy always provides protection for homes that are too valuable to be safeguarded under Chapter 7. To determine the level of protection for your home, it is best to consult with us.
What happens to my bank account?
Filing for bankruptcy does not mandate you to shut your bank account.
How does bankruptcy affect my immigration status?
Filing for bankruptcy does not have a negative impact on your immigration status. It does not hinder your ability to obtain a green card or citizenship.
Will my employer be informed?
Filing for Chapter 7 bankruptcy does not involve your employer.
Can my wages be garnished?
Filing for Chapter 7 bankruptcy prevents your credit cards and medical bills from garnishing your wages after your case is filed.
Can I retain my pension and social security benefits?
Your 401(k), pension, individual retirement accounts (IRAs), and social security benefits are all protected under bankruptcy laws, regardless of the amount saved for retirement.
Can I retain my bank accounts and other assets?
Most individuals do not lose any assets when filing for Chapter 7 bankruptcy. Both New York and New Jersey laws allow you to retain certain assets up to specific value limits, including furniture, clothing, cars, and bank accounts.
Brooklyn, NY Bankruptcy Law Office:
1172 Coney Island Ave 2nd floor, Brooklyn, NY 11230
Forest Hills, Rego Park, Kew Gardens, Elmhurst & Jamaica, NY Offices.
Our corporate headquarters are in Queens County, NY and therefore most of our offices are located in this vicinity. We of course have offices all over the Big Apple including Manhattan, Brooklyn & Bronx but in Queens we basically have a location anywhere you or in the borough.
Q: Do I Need a Lawyer to File for Bankruptcy in New York?
A: Technically, no, you do not need a lawyer to file for bankruptcy in New York. If you want to attempt to handle your bankruptcy filing on your own, you are legally allowed to do so. There is no law that says you must hire a lawyer for your case. However, it is highly recommended that you do so. After all, having someone on your side who understands the complexities and potential setbacks of bankruptcy law can only help you in the long run.
Q: How Long Does It Take to File for Bankruptcy in NY?
A: Filing for bankruptcy in New York takes as long as it needs to take, though the less complex cases can take several months to fully finalize. The more debts you have and more assets you have to liquidate, the longer it can take for your bankruptcy to fully finalize. A good bankruptcy lawyer can help you figure out the most effective avenue for you to take to seek a bankruptcy filing.
Q: How Do I Qualify for Chapter 7 Bankruptcy in New York City?
A: In order to qualify for Chapter 7 bankruptcy in New York, you must meet certain criteria. You must have an income that’s moderate to low. You must have claimed residency in New York for at least 91 days in a row. You must be a United States resident. You must not have filed for bankruptcy in the past eight months. You must complete a credit counseling course within 180 days of filing.
Q: What Assets Are Protected From Bankruptcy?
A: There are many different assets that can be protected from bankruptcy filing in New York. The state’s homestead exemption protects the equity in your home. The state’s motor vehicle exemption allows you to keep your vehicle when filing for bankruptcy. The state allows you to protect your pension and retirement benefits, as well as a wildcard exemption that you can use to protect any property of your choosing, within reason.
Reach Out to a Bankruptcy Lawyer Today
Many people may view filing for bankruptcy as a defeat of sorts. In truth, it is a way to free yourself from a mountain of debt long enough to do something about it in the long term. Filing for bankruptcy on your own can be complicated and overwhelming, which is why it is so useful and important to reach out to an experienced bankruptcy lawyer who can help you through this difficult financial time.
At Aronov Law NY, we can offer you legal assistance with your bankruptcy filing by helping you choose how to file and giving you advice throughout. Contact us to schedule a consultation with a valued team member.
